:root{
  --navy:#102a43;
  --navy2:#173f5f;
  --teal:#1f8a86;
  --teal2:#46b7af;
  --aqua:#dff4f2;
  --cream:#fbf8f1;
  --sand:#efe8dc;
  --ink:#17324d;
  --muted:#5d6c7b;
  --white:#ffffff;
  --danger:#9f3a38;
  --shadow:0 14px 40px rgba(16,42,67,.12);
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color:var(--ink);
  background:
    radial-gradient(circle at 8% 4%, rgba(70,183,175,.13), transparent 24rem),
    linear-gradient(180deg,#f7fbfb 0%,#f6f2e9 100%);
  line-height:1.68;
}
a{color:var(--teal);text-decoration-thickness:1.5px;text-underline-offset:3px}
a:hover{color:var(--navy)}
img{max-width:100%}
.wrap{width:min(1160px,92%);margin:auto}
.topbar{
  background:var(--navy);
  color:#eaf7f6;
  font-size:.92rem;
  padding:.55rem 0;
  text-align:center;
}
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(251,248,241,.94);
  border-bottom:1px solid rgba(23,50,77,.09);
  backdrop-filter:blur(14px);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1.2rem;padding:.9rem 0}
.brand{display:flex;align-items:center;gap:.75rem;text-decoration:none;color:var(--navy);font-weight:850;font-size:1.15rem}
.brand-mark{
  display:grid;place-items:center;width:44px;height:44px;border-radius:14px;
  background:linear-gradient(145deg,var(--teal),var(--navy2));box-shadow:var(--shadow)
}
.brand-mark svg{width:28px;height:28px}
nav{display:flex;align-items:center;gap:1rem}
nav a{color:var(--ink);text-decoration:none;font-weight:700;font-size:.93rem}
nav a:hover{color:var(--teal)}
.call-mini{
  background:var(--teal);color:white!important;padding:.72rem 1rem;border-radius:999px;
  box-shadow:0 7px 20px rgba(31,138,134,.22)
}
.menu-btn{display:none;border:0;background:var(--navy);color:white;border-radius:10px;padding:.65rem .8rem;font-weight:800}
.hero{
  background:
    linear-gradient(120deg,rgba(16,42,67,.96),rgba(23,63,95,.92)),
    radial-gradient(circle at 80% 20%, rgba(70,183,175,.6), transparent 30rem);
  color:white;padding:5.4rem 0 4.6rem;position:relative;overflow:hidden
}
.hero:after{
  content:"";position:absolute;width:420px;height:420px;border-radius:50%;
  background:rgba(70,183,175,.16);right:-110px;top:-130px
}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:2.7rem;align-items:center;position:relative;z-index:1}
.eyebrow{display:inline-block;color:#baf1ed;font-weight:850;letter-spacing:.08em;text-transform:uppercase;font-size:.82rem}
h1,h2,h3{line-height:1.16;color:var(--navy);letter-spacing:-.025em}
.hero h1{color:white;font-size:clamp(2.5rem,6vw,5.2rem);margin:.5rem 0 1rem;max-width:820px}
.hero p{font-size:1.18rem;color:#dce9f2;max-width:720px}
.hero-card{
  background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);
  border-radius:26px;padding:1.55rem;backdrop-filter:blur(8px)
}
.hero-card h2{color:white;margin-top:0}
.cta-row{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.5rem}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  padding:.9rem 1.2rem;border-radius:999px;text-decoration:none;font-weight:850
}
.btn-primary{background:var(--teal2);color:#082b2b}
.btn-light{background:white;color:var(--navy)}
.btn-outline{border:1px solid rgba(255,255,255,.38);color:white}
.section{padding:4.2rem 0}
.section.alt{background:rgba(223,244,242,.58)}
.section.cream{background:var(--cream)}
.section-title{max-width:760px;margin-bottom:2rem}
.section-title h2{font-size:clamp(1.8rem,3vw,2.8rem);margin:.2rem 0 .7rem}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.15rem}
.card{
  background:rgba(255,255,255,.8);border:1px solid rgba(23,50,77,.08);
  border-radius:var(--radius);padding:1.45rem;box-shadow:var(--shadow)
}
.card h3{margin-top:.25rem}
.card p:last-child{margin-bottom:0}
.card-link{text-decoration:none;color:inherit;transition:.2s}
.card-link:hover{transform:translateY(-3px);color:inherit}
.icon{
  width:42px;height:42px;border-radius:12px;background:var(--aqua);
  display:grid;place-items:center;color:var(--teal);font-weight:900
}
.content-shell{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:2rem;align-items:start;padding:3.6rem 0}
.article{
  background:rgba(255,255,255,.86);border:1px solid rgba(23,50,77,.08);
  border-radius:28px;padding:clamp(1.5rem,4vw,3.2rem);box-shadow:var(--shadow)
}
.article h1{font-size:clamp(2.2rem,5vw,4rem);margin:.2rem 0 1rem}
.article h2{font-size:1.75rem;margin-top:2.3rem}
.article h3{font-size:1.24rem;margin-top:1.6rem}
.article p,.article li{font-size:1.02rem}
.lede{font-size:1.18rem!important;color:#40576c}
.breadcrumbs{font-size:.88rem;color:var(--muted);margin-bottom:1rem}
.breadcrumbs a{color:var(--muted)}
.notice{
  border-left:5px solid var(--teal);background:var(--aqua);
  padding:1rem 1.1rem;border-radius:0 14px 14px 0;margin:1.5rem 0
}
.notice.urgent{border-left-color:var(--danger);background:#fff1ef}
.callout{
  background:linear-gradient(145deg,var(--navy),var(--navy2));color:white;
  border-radius:22px;padding:1.4rem;margin:2rem 0
}
.callout h2,.callout h3{color:white;margin-top:0}
.callout a.btn{background:var(--teal2);color:#082b2b}
.sidebar{position:sticky;top:98px}
.sidebar-box{
  background:var(--navy);color:white;border-radius:22px;padding:1.35rem;margin-bottom:1rem;box-shadow:var(--shadow)
}
.sidebar-box h3{color:white;margin-top:0}
.sidebar-box .phone{font-size:1.35rem;font-weight:900;color:#baf1ed;text-decoration:none}
.sidebar-links{
  background:var(--cream);border:1px solid rgba(23,50,77,.08);border-radius:22px;padding:1.2rem
}
.sidebar-links h3{margin-top:0}
.sidebar-links a{display:block;padding:.55rem 0;border-bottom:1px solid rgba(23,50,77,.08);text-decoration:none;font-weight:700}
.meta{display:flex;gap:1rem;flex-wrap:wrap;color:var(--muted);font-size:.9rem;margin-bottom:1.2rem}
.sources{
  background:#f3f7f8;border-radius:18px;padding:1.2rem;margin-top:2.4rem;border:1px solid rgba(23,50,77,.07)
}
.sources h2{margin-top:0;font-size:1.25rem}
.footer{
  background:#0b2238;color:#c7d8e6;padding:3.4rem 0 5.5rem
}
.footer h3{color:white}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2rem}
.footer a{color:#baf1ed}
.disclosure{font-size:.86rem;color:#9fb2c1;border-top:1px solid rgba(255,255,255,.1);padding-top:1.25rem;margin-top:2rem}
.sticky-call{
  display:none;position:fixed;z-index:100;left:12px;right:12px;bottom:12px;
  background:var(--teal);color:white;text-decoration:none;text-align:center;
  padding:.9rem 1rem;border-radius:16px;font-weight:900;box-shadow:0 14px 34px rgba(0,0,0,.22)
}
.badge{
  display:inline-flex;padding:.35rem .65rem;border-radius:999px;background:var(--aqua);
  color:#176d69;font-size:.8rem;font-weight:850
}
table{width:100%;border-collapse:collapse;margin:1.2rem 0}
th,td{padding:.85rem;text-align:left;border-bottom:1px solid #d8e2e7;vertical-align:top}
th{background:#edf6f5;color:var(--navy)}
@media (max-width:900px){
  .hero-grid,.content-shell,.footer-grid{grid-template-columns:1fr}
  .grid{grid-template-columns:1fr 1fr}
  .sidebar{position:static}
  nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--cream);padding:1rem 4%;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}
  nav.open{display:flex}
  .menu-btn{display:block}
}
@media (max-width:620px){
  .grid{grid-template-columns:1fr}
  .hero{padding:3.8rem 0 3rem}
  .sticky-call{display:block}
  .footer{padding-bottom:6.8rem}
  .call-mini{display:none}
}